Medi-Share has qualities similar to traditional insurance, such as a deductible and premium (the monthly share amount). It costs $50 to apply to Medi-Share, and there is a $120 one-time membership fee with the first monthly payment. Mira provides an affordable alternative to health insurance at just $45 per month.
It’s totally legal and there’s a strong membership base to support it and similar programs. But it’s likely not the most affordable health care option for most people. The ideal candidate for Medi-Share is in excellent health and also has a robust savings account to pay out of pocket for routine medical care.
Medishare is a Christian community in which members share the financial burdens of medical bills. Using their Medishare login, members choose a monthly share amount and each month that share is matched with another member’s eligible medical bills.
But Medi-Share members can receive up to $100,000 per year for pre-existing conditions once they’ve been faithfully sharing for at least 36 consecutive months. And, they can receive up to $500,000 per year once they’ve been sharing for 60 consecutive months.
The organization’s main focus is their family healthcare program, Medi-Share, a medical bill sharing system based on principles from the Bible as outlined in Galatians 6:2.
…
Christian Care Ministry.
| Founded | 1993 |
|---|---|
| Services | Medi-Share, Manna |
| Method | Health Coaching, Mission (Christianity), Prayer |
| Members | c. 300,000+ |
Mr. Ramsey has truth be told examined Christian medical services sharing services, and Medi-Share explicitly, on his site. … This means you need one that has a long history of serving its individuals, for example, the 26 years that Medi-Share has been giving reasonable medical care sharing.
Medi-Share and Pregnancy Guidelines
Medi-Share does not exclude people for pre-existing conditions (similar to major medical plans), but they won’t pay for any pre-existing conditions for the first 36 months. … That means if you are already pregnant when applying for Medi-Share, that pregnancy will not be covered.
Doctor Network – Medi-Share has a Preferred Provider Organization (PPO) network of doctors. It’s built on MultiPlan’s PHCS network, which is the same company that manages networks for some of the major traditional insurance companies.
$0 COST video or telephone physician consultations and significant discounts on dental, vision and more! As part of your Medi-Share membership, you have 24/7 on-demand access to affordable, quality healthcare, as well as incredible savings on dental, vision and hearing services.
What is annual household portion?
Annual Household
Portion. • Annual Household Portion (or “AHP”) is the dollar amount that you select as your level of burden toward your own. medical expenses. This amount is satisfied yearly by your payments towards eligible medical bills (new injuries, new. accidents, or new illnesses).
Medical cost sharing programs like Medishare or Golden Rule are not considered medical insurance under the Affordable Care Act, although they do provide an exemption from the requirement to have medical insurance. Since they are not medical insurance, your contributions are not deductible.
ACA Compliant – Under the ACA (Obamacare) everyone in the US is required to carry minimum health coverage or pay a penalty. Medi-Share meets the requirements just like plans from Blue Cross, Aetna, and others so you won’t have to pay a penalty fee.